Medicare Basics

Before choosing the Medicare Advantage plan that's best for you, it’s important to understand the basics of Original Medicare. Here you’ll find more information about the enrollment process, the four parts of Medicare, and prescription drug coverage. This information is also helpful if you are helping others choose or use their Medicare plan.

You can also use our Medicare 101 booklet as an easy reference guide to the basics of Medicare. View the booklet

Medicare Eligibility

If you're turning 65 or retiring soon, there is something important you should do: Enroll in Medicare.
Find Out If You Are Eligible

When Can I Enroll?

Looking for information about the Medicare Annual Enrollment Period? New to Medicare coverage and need to enroll for the first time? You’re in the right place!
Learn When You Can Enroll

The Four Parts of Medicare

Chances are you’ve heard these Medicare terms before: Part A, Part B, Part C, and Part D. Find out what they mean and what each part covers.
Learn the Four Parts of Medicare

Medicare Prescription Coverage

Learn about Medicare Part D—what's covered, what costs you're responsible for, and the stages of coverage.
Learn About Medicare Prescription Coverage

Medicare Advantage vs. Supplement Plans

Explore the differences between Medicare Advantage and Medicare Supplement (Medigap) plans.
Learn More and Compare

Medicare Advantage vs. Original Medicare

Deciding between Original Medicare and Medicare Advantage is an important choice when you become eligible for Medicare. Knowing the difference between the two will help you choose a plan that is right for your needs and budget.
Learn More About Advantage vs. Original Medicare

Compare Types of Medicare Advantage Plans

There are many types of Medicare Advantage plans. These include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Special Needs Plans (SNP). That’s why it is important to know the differences between plan types and their coverage when you  are choosing a plan.
Compare Types of Medicare Advantage Plans

What is Medigap?

Medigap, also known as Medicare Supplement Insurance, is a type of private health insurance that helps cover some of the out-of-pocket costs not covered by Original Medicare.
Learn how Medigap (Medicare Supplement) work
Learn more about Medigap

Medicare Renewal

Typically, your Medicare plan automatically renews each year. But if you’re not satisfied with the plan you have, you can take steps to change your coverage.
Learn about renewing Medicare plans

Medicare vs Medicaid

People often confuse Medicare with Medicaid because their names sound similar, but they are not the same. The two programs differ in several important ways. The following information will help you understand the difference between Medicare, a federal program for people over 65 or with certain disabilities; and Medicaid, a state-run program for low-income individuals and families.
Learn the differences between Medicare and Medicaid

Medicare and Disabilities

The following information will help you understand who qualifies for Social Security Disability, eligibility requirements, what Medicare covers, and Medicare disability eligibility requirements.
Understanding Medicare and disability insurance

How to choose a Medicare plan

Finding the right Medicare Plan for you can be confusing. There are so many different options and rules. By understanding your choices, you can find a plan that meets your financial needs and helps you stay healthy. The following information can help you understand your options and make your decision easier.
Learn how to choose a Medicare plan

Help with Medicare Costs

If you have limited income and resources, you may qualify for programs that help reduce Medicare costs.
Learn More About Help with Medicare Costs

Medicare resources

Additional Documents and Forms
Medicare Complaint Form
Eligible for Medicare and Medicaid
Request a Provider Directory or Plan Materials
Medication Therapy Management
Language Assistance
UPMC for Life Coverage Criteria

Contact us

UPMC for Life Members
Call us toll-free: 1-877-539-3080 (TTY: 711)

Oct. 1 – March 31: 
Seven days a week from 8 a.m. to 8 p.m. 
 
April 1 – Sept. 30: 
Monday through Friday from 8 a.m. to 8 p.m. 

UPMC for Life Prospective Members
Call us toll-free: 1-866-400-5077 (TTY: 711)
Oct. 1 – March 31: 
Seven days a week from 8 a.m. to 8 p.m. 
 
April 1 – Sept. 30: 
Monday through Friday from 8 a.m. to 8 p.m. Saturday from 9 a.m. to 3 p.m.

This information is not a complete description of benefits. Call 1-866-400-5077 (TTY: 711) for more information. Out-of-network/Noncontracted providers are under no obligation to treat UPMC for Life members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services. Other physicians/providers are available in the UPMC for Life network.

This information is available for free in other languages. Please call our customer service number at 1-877-539-3080 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO D-SNP, and PPO plans. The HMO D-SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., UPMC for You Inc., and UPMC Health Coverage Inc.

SilverSneakers is a registered trademark of Tivity Health Inc. SilverSneakers GO is a trademark of Tivity Health Inc. © 2024 Tivity Health Inc. All rights reserved.

UPMC for Life Members
Call us toll-free: 1-877-539-3080
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m.

UPMC for Life Prospective Members
Call us toll-free: 1-866-400-5077
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m. Saturday from 9 a.m. to 3 p.m.

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Last Updated: 10/01/2024