Don’t pay more for your health care.

UPMC for Life Complete Care (HMO D-SNP) for those with Medicare + Medicaid.

Get a plan with $0 premium, $0 medical copays, and $0 Tier 1 and Tier 2 prescription Rx copays, plus extra benefits to keep you healthy and independent.
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Get more out of your health care with UPMC for Life Complete Care (HMO D-SNP)

Learn about UPMC for Life Complete Care

With UPMC for Life Complete Care, you’re covered for medical care and prescriptions, vision, dental, hearing, transportation, and more. Plus, you get additional dollars to buy over-the-counter (OTC) and home safety products with the UPMC for Life Shop Healthy Card

Learn about our benefits

Shop Our Plan

UPMC for Life Complete Care can offer more benefits than Original Medicare.

Request a FREE information kit

Find Providers and Prescriptions

Search for doctors, hospitals, and other providers in the UPMC for Life Complete Care network. You can also search for covered drugs with our online searchable formulary.

Search covered prescriptions

UPMC for Life Complete Care and UPMC Community HealthChoices

Do you qualify for both Medicare and Medicaid (Medical Assistance)? UPMC Health Plan has two important plans that can provide you with the coverage you need. Click below to learn more about the extra benefits and services that may be available to you.

Learn more about UPMC for Life Complete Care and UPMC Community HealthChoices

Are you looking for Medicare OR Medicaid

The value of having UPMC for Life Complete Care

UPMC for Life Complete Care prescription coverage

UPMC for Life Complete Care members have a $0 copay for Tier 1 and Tier 2 prescription drugs. Depending on the level of Extra Help you receive, you will have a $0, $1.60, $4.90, $5.10, or $12.65 copay for Tier 3, Tier 4, and Tier 5 prescription drugs   

Complete Care Prescription perks

UPMC for Life Complete Care Shop Healthy Card

With the UPMC for Life Shop Healthy Card, members get an additional $60 every month to pay for OTC and home safety products. Members who qualify for Special Supplemental Benefits for the Chronically Ill will receive two additional allowances: $110 per month for healthy foods, and $40 per month for household utilities.*

Learn about Shop Healthy Card allowance

Dental coverage

Coverage for routine dental cleanings, exams, and x-rays. This plan also includes a dental allowance to help pay for some additional dental services.
Learn about our dental coverage

Vision Benefits

Vision coverage for a routine eye exam and a yearly allowance for contact lenses or eyeglasses, including lenses and frames.
Learn about our routine vision benefits

Hearing coverage

Hearing coverage for a routine hearing exam, hearing aid fitting, and hearing aids.
Learn about our hearing coverage

Transportation services

Get rides at no cost to places like the doctor’s office, the hospital, health care facilities, the pharmacy, and fitness centers.
Learn about our transportation benefit

*This benefit is part of the Special Supplemental Benefits for the Chronically Ill (SSBCI) program. To be eligible, you must qualify for Low-Income Subsidy (LIS) and have one of the following chronic illnesses: cardiovascular disorders, diabetes, chronic/disabling mental health conditions, chronic lung disorders, autoimmune disorders, or other eligible conditions not listed. Eligibility for this benefit cannot be guaranteed based solely on your condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us. 
This information is not a complete description of benefits. Call 1-844-575-8241 (TTY: 711) for more information.

This information is available for free in other languages. Please call our customer service number at 1-800-606-8648 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO D-SNP, and PPO plans. The HMO D-SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., UPMC for You Inc., and UPMC Health Coverage Inc.

SilverSneakers is a registered trademark of Tivity Health Inc. SilverSneakers GO is a trademark of Tivity Health Inc. © 2025 Tivity Health Inc. All rights reserved.

UPMC for Life Complete Care (HMO D-SNP) members
Call us: 1-800-606-8648
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m.

UPMC for Life Complete Care prospective members
Call us: 1-844-575-8241
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April. 1 – July 31:
Monday through Friday from 8 a.m. to 8 p.m.

Aug. 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m. Saturday from 9 a.m. to 3 p.m.

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Last Updated: 10/1/2025