2026 UPMC for Life Plans

UPMC for Life is excited to share our improved plans and extra benefits with you for the upcoming year. Our plans help Medicare members get easy access to the care they need with important extra benefits and outstanding customer service.

2026 Plan Grids

Western PA plans

Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Clarion, Clearfield, Crawford, Elk, Erie, Fayette, Forest, Greene, Huntingdon, Indiana, Jefferson, Lawrence, McKean, Mercer, Somerset, Venango, Warren, Washington, and Westmoreland counties

  • HMO Premier Rx — Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Fayette, Greene, Huntingdon, Indiana, Lawrence, Somerset, and Washington counties
  • HMO Premier Rx — Cameron, Clarion, Clearfield, Crawford, McKean, Mercer, Venango, and Warren counties
  • HMO Premier Rx — Erie County
  • HMO Premier Rx — Westmoreland County
  • PPO Essential Care Rx (PPO) — Allegheny, Armstrong, Beaver, Berks, Bradford, Butler, Cameron, Carbon, Clarion, Clearfield, Crawford, Cumberland, Dauphin, Erie, Fayette, Greene, Indiana, Lancaster, Lawrence, Lebanon, Lehigh, Lycoming, McKean, Mercer, Montour, Northampton, Perry, Potter, Susquehanna, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties
  • PPO Essential Care Rx (PPO) — Bedford, Blair, Cambria, Huntingdon, and Somerset
  • PPO Premier Rx (PPO) — Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Carbon, Clarion, Clearfield, Crawford, Erie, Fayette, Greene, Huntingdon, Indiana, Lawrence, McKean, Mercer, Somerset, Venango, Warren, Washington, and Westmoreland counties
  • PPO Rx Choice (PPO) — Allegheny County
  • PPO Rx Choice (PPO) — Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, and Washington counties
  • PPO Rx Choice (PPO) — Cameron, Clarion, Clearfield, Crawford, Erie, McKean, Mercer, Venango, and Warren counties
  • PPO Rx Choice (PPO) — Westmoreland County
  • HMO Rx Choice (HMO) — Allegheny County
  • HMO Rx Choice (HMO) — Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, and Washington counties
  • HMO Rx Choice (HMO) — Bedford, Blair, Cambria, Huntingdon, and Somerset counties
  • HMO Rx Choice (HMO) — Cameron, Clarion, Clearfield, Crawford, McKean, Mercer, Venango, and Warren counties
  • HMO Rx Choice (HMO) — Erie County
  • HMO Rx Choice (HMO) — Westmoreland County
  • HMO Rx (HMO) — Allegheny, Armstrong, Beaver, Bradford, Butler, Cameron, Carbon, Clarion, Clearfield, Crawford, Cumberland, Dauphin, Erie, Fayette, Greene, Indiana, Lancaster, Lawrence, Lebanon, Lehigh, Lycoming, McKean, Mercer, Montour, Northampton, Perry, Potter, Susquehanna, Union, Venango, Warren, Washington, Wayne, Wyoming, and York counties
  • HMO Rx (HMO) — Bedford, Blair, Cambria, Huntingdon, and Somerset counties
  • HMO Rx (HMO) — Westmoreland County
  • PPO Salute (PPO) — Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Butler, Cambria, Cameron, Carbon, Centre, Clarion, Clearfield, Clinton, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montour, Northampton, Perry, Potter, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties
  • HMO No Rx (HMO)
  • HMO Deductible Rx (HMO)
  • HMO Rx Enhanced (HMO)
  • PPO High Deductible with Rx (PPO)
  • PPO Rx Enhanced (PPO)

South central and northeastern PA plans

Adams, Bradford, Cumberland, Dauphin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Northampton, Perry, Susquehanna, Wayne, Wyoming, and York counties

  • HMO Premier Rx (HMO) — Cumberland, Dauphin, Lancaster, and Lycoming counties
  • PPO Essential Care Rx (PPO) —  Allegheny, Armstrong, Beaver, Berks, Bradford, Butler, Cameron, Carbon, Clarion, Clearfield, Crawford, Cumberland, Dauphin, Erie, Fayette, Greene, Indiana, Lancaster, Lawrence, Lebanon, Lehigh, Lycoming, McKean, Mercer, Montour, Northampton, Perry, Potter, Susquehanna, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties
  • PPO Rx Choice (PPO) — Carbon, Cumberland, Dauphin, Lancaster, Lebanon, Lycoming, Montour, Perry, Potter, Union, and York counties
  • HMO Rx Choice (HMO) — Bradford, Carbon, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Lycoming, Montour, Northampton, Perry, Potter, Susquehanna, Union, Wayne, Wyoming, and York counties
  • HMO Rx (HMO) —  Allegheny, Armstrong, Beaver, Bradford, Butler, Cameron, Carbon, Clarion, Clearfield, Crawford, Cumberland, Dauphin, Erie, Fayette, Greene, Indiana, Lancaster, Lawrence, Lebanon, Lehigh, Lycoming, McKean, Mercer, Montour, Northampton, Perry, Potter, Susquehanna, Union, Venango, Warren, Washington, Wayne, Wyoming, and York counties
  • PPO Salute (PPO) — Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Butler, Cambria, Cameron, Carbon, Centre, Clarion, Clearfield, Clinton, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montour, Northampton, Perry, Potter, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties
  • HMO No Rx (HMO)
  • HMO Deductible Rx (HMO)
  • HMO Rx Enhanced (HMO)
  • PPO High Deductible with Rx (PPO)
  • PPO Rx Enhanced (PPO)

North Central PA plans

Centre, Clinton, Lycoming, Montour, Potter, Snyder, Sullivan, Tioga, and Union counties

  • PPO Essential Care Rx (PPO) — Allegheny, Armstrong, Beaver, Berks, Bradford, Butler, Cameron, Carbon, Clarion, Clearfield, Crawford, Cumberland, Dauphin, Erie, Fayette, Greene, Indiana, Lancaster, Lawrence, Lebanon, Lehigh, Lycoming, McKean, Mercer, Montour, Northampton, Perry, Potter, Susquehanna, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties
  • PPO Rx Choice (PPO) — Carbon, Cumberland, Dauphin, Lancaster, Lebanon, Lycoming, Montour, Perry, Potter, Union, and York counties
  • HMO Rx Choice (HMO) — Bradford, Carbon, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Lycoming, Montour, Northampton, Perry, Potter, Susquehanna, Union, Wayne, Wyoming, and York counties
  • HMO Rx (HMO) —  Allegheny, Armstrong, Beaver, Bradford, Butler, Cameron, Carbon, Clarion, Clearfield, Crawford, Cumberland, Dauphin, Erie, Fayette, Greene, Indiana, Lancaster, Lawrence, Lebanon, Lehigh, Lycoming, McKean, Mercer, Montour, Northampton, Perry, Potter, Susquehanna, Union, Venango, Warren, Washington, Wayne, Wyoming, and York counties
  • PPO Salute (PPO) — Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Butler, Cambria, Cameron, Carbon, Centre, Clarion, Clearfield, Clinton, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montour, Northampton, Perry, Potter, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties
  • HMO No Rx (HMO)
  • HMO Deductible Rx (HMO)
  • HMO Rx Enhanced (HMO)

Southeastern PA plan

Bucks, Chester, Delaware, Montgomery, and Philadelphia counties

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2026 Summary of benefits

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2026 Evidence of Coverage

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