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Learn the basics of how health insurance works—and how UPMC Health Plan's individual and family plans works for you.
UPMC Health Plan Marketplace information:
Information on our other individual and family plans:
Shop for a plan the way you choose. If you're already a member, you can manage your plan right here or log in to your personalized member portal.
Healthy employees are happier, more productive, and have fewer absences. Learn how UPMC Health Plan can help your employees live their healthiest lives.
Start the process of becoming a UPMC Health Plan producer or log in to your existing Producer OnLine account.
Employer Group Services: 1-888-499-6922
As a UPMC Health Plan member, you have access to much more than top-ranked care. Your plan includes online health tools, award-winning customer service, health and wellness programs, travel coverage, and many more benefits and services.
Manage the nuts and bolts of your plan from right here, or log in to your personalized member portal.
Current Members: 1-844-220-4785
If you’re in the market for health insurance, you may have heard about short-term plans.
Short-term plans provide less coverage and more limitations than plans that comply with the Affordable Care Act, such as those offered by UPMC Health Plan.
Short-term plans have much lower premiums than plans that comply with the Affordable Care Act (ACA) because they provide much less coverage. Depending on your income, you may qualify for a subsidy that makes an ACA-compliant plan more affordable.
You should also be aware that ACA Open Enrollment takes place between Nov. 1, 2022 and Jan. 15, 2023 for coverage in 2023. If you sign up for a short-term plan and decide you need more comprehensive coverage after Jan. 15, 2023, you may not be able to get an ACA-compliant plan until 2024. That means you may have a gap in care or be stuck with bills for medical care you received that’s not covered by your short-term plan.
Short-term plans can look like an affordable option, but if you end up needing care you may be in for an unpleasant surprise. The cost of the medical bills you incur for services the plan doesn’t cover may far exceed the premiums you would have paid for an ACA-compliant plan.
With UPMC Health Plan there are no lifetime limits on benefits, the coverage is extensive, and there is no denial of coverage or increased costs because of a pre-existing condition.