How the Plan Works
HIA Frequently Asked Questions
How much can I earn in a plan year?
You can earn up to $250 for Self Only coverage or $500 for Self Plus One or Self and Family coverage.
Will the reward dollars in my HIA carry over if I change plan options within UPMC Health Plan?
Yes. Any unused reward dollars—up to two times your annual deductible—will automatically roll over to the next year.
When can I use my reward dollars?
HMO: Any rollover dollars will be applied first. New reward dollars can be used toward deductible, coinsurance, and prescription drug copayments.
HDHP: Any rollover dollars will be applied first. Once you complete all four levels, you will receive the $75 HSA contribution.
Is the Take a Healthy Step program mandatory?
No, but if you don't participate, you'll miss out on savings that can be applied to your out-of-pocket medical expenses.
Can my reward dollars be used before I meet my deductible?
HMO: Reward dollars can be applied toward your deductible, coinsurance, and prescription drug copayments. With the debit card, the choice of how your funds are used is yours.
HDHP: You will receive a $75 HSA contribution once you complete Level 4.