Understanding your Explanation of Benefits (EOB)

What is an explanation of benefits (EOB)?

An Explanation of Benefits (EOB) gives you details about health care services you recently received.

What your EOB can tell you

It lets you know how much you have already paid or may still owe for your health care services. It is not a bill.

We know the EOB can be confusing. That’s why we’ve updated our EOBs to make them easier to understand. Watch the video below and see our quick guide (PDF) | tutorial de la explicación de beneficios (PDF) to learn about your new EOB.

Where can I find my EOB?

You can access these documents anytime through the UPMC Health Plan app or your secure member website, MyHealth OnLine.

Tip: Download your EOB to your mobile device or computer to save for your records.

View my EOBs

Don’t have an account yet? If you’re a first-time user, creating a UPMC Health Plan Login is fast, easy, and secure!

  • Visit our New User Registration page or download the UPMC Health Plan app to your device.
  • Follow the prompts to create your login.
  • Keep your UPMC Health Plan Login safe and secure! After you create your login, you will use the same username and password to log in to the UPMC Health Plan app, MyHealth OnLine, and RxWell.

Once you have an account, you can access these documents anytime through the UPMC Health Plan app or your secure member website, MyHealth OnLine.

Go paperless by updating your preferences today!

Get your EOBs electronically with the UPMC Health Plan app and MyHealth OnLine. We will email you a link so you can see your EOBs electronically. Changing your preferences will replace getting your EOBs in the mail.

Ready to go paperless? Learn more about how to go paperless.

This information is not a complete description of benefits. Call 1-844-575-8241 (TTY: 711) for more information.

This information is available for free in other languages. Please call our customer service number at 1-800-606-8648 (TTY: 711).

UPMC for Life has a contract with Medicare to provide HMO, HMO SNP, and PPO plans. The HMO SNP plans have a contract with the PA State Medical Assistance program. Enrollment in UPMC for Life depends on contract renewal. UPMC for Life is a product of and operated by UPMC Health Plan Inc., UPMC Health Network Inc., UPMC Health Benefits Inc., and UPMC Health Coverage Inc.

SilverSneakers is a registered trademark of Tivity Health Inc. SilverSneakers GO is a trademark of Tivity Health Inc. © 2023 Tivity Health Inc. All rights reserved.
UPMC for Life Complete Care (HMO D-SNP) members
Call us toll-free: 1-800-606-8648
TTY: 711

Oct. 1 – March 31:
Seven days a week from 8 a.m. to 8 p.m.

April 1 – Sept. 30:
Monday through Friday from 8 a.m. to 8 p.m., Saturday from 8 a.m. to 3 p.m.

UPMC for Life Complete Care prospective members
Call us toll-free: 1-844-575-8241
TTY: 711

Jan. 1 – Sept. 30:
Seven days a week from 8 a.m. to 8 p.m.

Oct. 1 – Dec. 31:
Seven days a week from 7 a.m. to 9 p.m.
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Last Updated: 10/1/2023