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Qualifying Life Events

What happens when Open Enrollment ends?

If the Open Enrollment Period has ended, you may still be able to enroll in a plan. Please read below to see if you have had a qualifying life event that makes you eligible to buy health insurance during a Special Enrollment Period.

What are qualifying life events?

You are eligible to enroll during a Special Enrollment Period if—in the past 60 days—you have:

  • users iconGained or lost a dependent due to marriage, divorce, birth, adoption, or foster care placement.
  • lost coverage iconLost minimum essential coverage, including losing a job-based plan, aging out of a parent’s coverage at 26, losing coverage through divorce, losing eligibility for Medicaid or CHIP.
  • home iconPermanently moved into the service area.
  • gavel iconReceived a court order that affects insurance coverage (for example, divorce decree or custody order).
  • income iconHad a change in income that affects your eligibility for premium tax credits or cost-sharing reductions.
  • US flag iconGained citizenship or lawful presence in the United States, or been released from incarceration.
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Have questions about qualifying life events or need help choosing a plan? Give us a call at:


You’ll speak to a real person who will help answer your questions or connect you to someone who can.