How the Plan Works
HIA Frequently Asked Questions
How much can I earn in a plan year?
You can earn up to $250 for Self Only coverage or $500 for Self Plus One or Self and Family coverage.
Will the reward dollars in my HIA carry over if I change plan options within UPMC Health Plan?
Yes. Any unused reward dollars—up to two times your annual deductible—will automatically roll over to the next year.
When can I use my reward dollars?
HMO: Any rollover dollars will be applied first. New reward dollars can be used toward deductible, coinsurance, and prescription drug copayments.
HDHP: Any rollover dollars will be applied first. Once you complete all four levels, you will receive the $75 HSA contribution.
Is the Take a Healthy Step program mandatory?
No, but if you don't participate, you'll miss out on savings that can be applied toward your out-of-pocket medical expenses.
Can my reward dollars be used before I meet my deductible?
HMO: Reward dollars can be used can be applied toward your deductible, coinsurance, and prescription drug copayments. With the debit card, the choice of how your funds are used is yours.
HDHP: You will receive a $75 HSA contribution once you complete Level 4.